Strive is an award winning Canadian residential mortgage lender obsessed with customer satisfaction.  Our mission is simple: to provide a better lending experience. We offer industry leading products and services to Canadian mortgage brokers and their clients with a focus on relationship building. Our company is committed to building a team-focused organization with bold goals and objectives to grow and reward staff excellence.

About the role

This role is perfect for someone who is seeking to join a team of driven and entrepreneurial professionals in the FinTech industry, who wants to work closely with senior management and build on their skill set.

Reporting to the Manager, Quality Assurance you will be responsible for the review and assessment of mortgage applications at both the pre and post funds advanced stage. Your role also involves being a second line of defence in the prevention and detection of fraud and or money laundering.

If you have a strong desire to learn, grow, and contribute to Strive’s goal of providing a better lending experience, we invite you to apply!

Reports To  Manager, Quality Assurance – Prime

Salary Range: $62,000 – $95,000

This is an existing position.

Key Duties and Responsibilities

1. Review, analyze and document your assessment of credit applications to confirm that the loan has been adjudicated in accordance with Company directives. This includes the assessment of all file data elements, required financial documents, client information, broker file transmissions, Insurer transmissions, appraisals and noting any exceptions to policy.
2. Ensure pre and post advance reviews are conducted regularly as required in an efficient and objective manner. Focus will be on identifying and assessing risk as it pertains to Credit, Compliance, Fraud Prevention and Detection and AML.
3. Provide guidance, recommendation and reporting to Management, Underwriting staff and related stakeholders on credit issues, findings, and trends.
4. Assist in preparing, reviewing, and analyzing external audit files.
5. When required, review serious delinquent accounts, and provide a summary of findings.
6. Provide ongoing feedback on relevant policies and processes, particularly as it relates to clarifying underwriting practices and procedures.
7. Assist in the preparation of internal presentations related to Quality Assurance initiatives and monthly reporting on QA results including analysis, loan characteristics, and trends.
8. Assist with other responsibilities and special projects, as assigned.
9. Ensure you complete training and comply with confidentiality and regulatory requirements.
10. Act at all timesin accordance with Strive’s risk appetite as defined by the RMUP.

Confidentiality and Regulatory

Maintain employee, customer and partner confidentiality as described by Strive’s Employee Code of Conduct.

You will bring

1. Previous Quality Assurance and regulatory experience in the Mortgage lending industry.
2. Minimum 5 years Mortgage Lending Adjudication experience.
3. Comprehensive knowledge of mortgage operations, credit policies, including credit principles, practices, processes, products, and services.
4. Ability to organize, manage workflow deadlines in an environment with high volumes with tight turnaround times.
5. Well-developed communication and interactive skills, verbal and written, sufficient to provide clear and detailed explanation and interpretation of information, analysis, and recommendations.
6. Self-driven, motivated with the ability to work independently and as a member of a team in a highly entrepreneurial start-up environment.
7. Proficient in Word, Excel skills, and knowledge of PC software tools in a Windows environment.

 Nice to have but not required

1. Bilingualism (English and French) considered an asset.
2. Previous experience in an alternative lending environment.

Employment Type

Full time with hours of operation being 8:30 a.m. to 5:00 pm EST (currently remote and in-person hybrid working environment).

About Strive Capital Corporation

Strive was founded in 2020 and has since grown to a team of 150+ industry leaders with many years of experience. We are located in the heart of Toronto, at 110 Yonge St, Suite 1704. At Strive, our entire team exhibits excellent collaboration, clear communication, and takes a hands-on approach of support and respect at every level of the organization. At the same time, we empower all our employees by providing an environment, resources, and tools to solve problems, be challenged, and ultimately grow their career.

To learn more about Strive, please visit our website or LinkedIn.

Additional Information

Strive is an equal opportunity employer and we are dedicated to fostering an inclusive and barrier-free work environment for all employees and candidates.  We encourage all qualified candidates to apply and if accommodation is required during any stage of the recruitment process, please contact any member of the Management team.  We thank all applicants for their interest; however, only those selected for interviews will be contacted.

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