Mortgage Rates

Rates effective as of December 8, 2025 12:01 AM ET

Strive Prime Rate: 4.45% As of Wed, Dec 10, 2025

	LTV	Standard Fixed	Standard ARM
Insured Purchase, Transfer	Up to 95%	4.24	P-0.70
Insurable Purchase, Transfer	Up to 65%	4.24	P-0.70
	65.01-70%	4.34	P-0.55
	70.01-75%	4.39	P-0.40
	75.01-80%	4.44	P-0.40
Uninsurable Purchase, Refinance, Transfer	Up to 80%	4.49	P-0.20

	LTV	1 Year	2 Year	3 Year	4 Year
Insured Purchase, Transfer	Up to 95%	4.84	4.54	4.24	4.34
Insurable Purchase, Transfer	Up to 65%	5.24	4.54	4.24	4.34
	65.01-70%	5.24	4.89	4.44	4.59
	70.01-75%	5.24	4.89	4.44	4.64
	75.01-80%	5.24	4.89	4.44	4.64

Please note that all rates are subject to change without notice.
Premiums may apply in certain circumstances. Rates exclude conversions.

	LTV	Standard Fixed	Standard ARM
Insured Purchase / Transfer	Up to 95%	2.09	PP-110
Insurable Purchase / Transfer	Up to 65%	2.09	P-110
	65.01 – 70%	2.14	P-105
	70.01 – 75%	2.29	P-95
	75.01 – 80%	2.34	P-80
Commission		115	115

Notes:

	LTV	1 Year	2 Year	3 Year	4 Year
Insured Purchase / Transfer	Up to 95%	1.84	1.89	1.89	1.99
Insurable Purchase / Transfer	Up to 65%	2.39	2.39	2.39	2.39
	65.01– 70%	2.39	2.39	2.39	2.39
	70.01 – 75%	2.39	2.39	2.39	2.39
	75.01 – 80%	2.39	2.39	2.39	2.39
Commission		70	70	85	85

Open Term Mortgage
6 Month Fixed Term	7.30%